Hi! I’m Robert, and I’m a recent MBA graduate who has always had a passion for investing and personal finance. I’m not uber rich, I don’t run a hedge fund (yet!), and I’m not a millionaire. What I do have is a beautiful wife, a loving family, great friends, and a passion for helping others with their personal finance.

My Story

Since I can remember, I have had a passion for investing and all things related to personal finance. Honestly, when I was about 13, I wanted to do my own taxes. Yes, taxes. But what I really liked about it was that I had even made income to pay taxes on. I thought that was so cool. Throughout my teens, I focused my attention on ways to make money. I sold stuff on eBay, and took my earnings and saved and invested. I made more money than I lost, and I was hooked.

I got to college, and I realized that most people were oblivious to investing and personal finance, but there was a small contingent that really found it interesting. This group was investing and doing some crazy stuff (penny stocks, etc.) and it didn’t really suite me either. So, I went my own direction with a mix of common sense personal finance and investing ideas.

It turns out, when I went to graduate school, this is what most of my peers were looking for. Even though this was a class of MBA students, many people were unaware of the basics of personal finance and investing.

My Start Online

I started The College Investor to showcase my common sense thoughts and ideas with younger adults. At work and school, I heard some pretty scary advice, and I hope that I don’t become anything like that. With this site, I want to be as transparent as possible with what I’m doing with my finances. That is where student loan debt came in. I have showcased my battle with my provider, and it has provided my readers with a lot of insight into the student loan market.

Creating Multiple Income Streams

I’ve now started this venture to really focus on what I’ve discovered about myself. I feel that finance is about your net cash flow today. This means taking in more than you spend. You should then use that excess to create more cash flow.

I’m about diversity of cash flow. This could mean: your job, your spouse’s job, investing, real estate, second business, blogging, etc. Because even if you don’t have extra income to invest, you usually have time to invest.

If you think you will enjoy reading more about what I’m doing, please: